1. Start a trip & add your crew. Tap “+ Start a trip,” name it, and add everyone splitting costs.
2. Put things on the tab. Add a purchase and choose who it splits between — the whole group or just a few. For a restaurant or bar tab, switch to Itemize and tag each item to whoever ordered it.
3. Record side stuff. A repayment logs cash that changed hands (someone paid you back). A bet pool tracks a friendly wager — everyone antes the buy-in, winners split the pot.
4. Settle up. The app works out the fewest payments that make everyone even — that’s the “who pays whom.” Tap any name to see how their balance was built.
5. Share with the group. Tap Share on a trip for a code and link. Anyone who opens the link lands right in the trip and can add to it live from their own phone — no account, no setup.
Everything saves automatically. Shared trips live in the cloud under their code, so they’re reachable from any device — not tied to one phone.